Check Verification Services
Third-party check verification databases and services to reduce losses from bad checks and fraud.
Overview
Check verification is essential risk management for check cashers. These services query databases of known bad check writers, account closures, and fraud indicators to help MSBs make informed decisions before cashing a check.
Directory Listings
ChexSystems ↗
Check verification service owned by Fidelity National Information Services; 80% of U.S. banks and credit unions use it to screen checking/savings account applicants.
Early Warning Services ↗
Real-time check verification and fraud prevention using data from 2,500+ financial institutions; detects counterfeit, NSF, closed account, and duplicate checks.
TrueChecks ↗
Consortium-powered check fraud detection with real-time responses; 900+ financial institutions use it; 15+ years of historical data.
AllTrust Networks ↗
Biometric fingerprint-based check cashing verification; 9 million registered consumers; includes government compliance reporting (CTRs, SARs).
National Check and Currency (NCC) ↗
MSB banking solutions and check clearing services; serves 100+ MSBs across 3,000+ locations; offers Remote Deposit Capture (RDC) technology.
Clarity Services ↗
Part of Experian; specialized alternative financial services data and fraud prevention for subprime check cashing operations.
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Listings are for informational purposes only and do not constitute an endorsement. MSB Center does not receive compensation for directory listings unless clearly marked as sponsored.